The traditional physical bank branch is experiencing a growing decline in its presence. Driven read more by the boom of online and mobile banking, customers are increasingly relying to electronic channels for their financial needs. This shift has led to a drop in branch establishments, and many institutions are consolidating existing branches to st

Return on total assets (ROTA) is a crucial financial metric measured by investors and analysts to gauge the efficiency of a company in producing profits from its assets. It represents the ratio of net income earned relative to the total assets owned by the company. A higher ROTA indicates that a company is optimally managing its assets to generate